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Medical payment coverage
Medical payment coverage helps pay for medical expenses for accident-related injuries, no matter who is at-fault. These expenses can include hospital stays, doctor visits, x-rays, surgery, ambulance, and funeral expenses. Medical payment coverage is provided for you, your passengers, and your family members.
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Property damage liability
If you’re at fault in an accident and cause damage to others’ property, property damage liability coverage typically covers damages that result from the damage to another person’s property when you are at fault. Some of the things you may be liable for include vehicles, private residences, storefronts, and other structures.
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Comprehensive coverage
This coverage helps pay for losses that result from accidents that are “not a collision”. This can include hurricanes, vandalism, or even a tree falling on your vehicle. This coverage would also provide payments for broken glass or windshields. Like Collision, Comprehensive coverage also typically carries a deductible, which can affect your premium based on how high or low of a deductible you chose.
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Never purchase the first plan you examine. Getting quotes from multiple providers gives you knowledge that could end up saving you considerable amount of money.
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