Wagmo Pet Health Insurance Review 2024

Our Summary

The Wagmo team set out to make pet insurance simple. With free price quotes, photo claim filing, and 24–48 hour reimbursement, Wagmo has achieved that goal for its customers.

Wagmo offers pet insurance for dogs, cats, puppies, and kittens. Customers can apply for two types of pet insurance: traditional and preventative. Traditional pet insurance protects customers against the weighty veterinary bills included with accidents, sicknesses, and medicines. Preventative insurance covers some veterinary bills for services like blood tests, vaccines, and checkups. On top of free price quotes, Wagmo customers can score stackable discounts on their premium payments.

The Wagmo team set out to make pet insurance simple. With free price quotes, photo claim filing, and 24–48 hour reimbursement, Wagmo has achieved that goal for its customers.

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Unique Features

These Wagmo features make it a great choice for insuring your furry friend:

- Stacking Discounts: Customers can save up to 10% off premium payments when they cover multiple pets. Customers can also save 15% off after a year with no claims at renewal. The best part? These discounts can stack, slicing your premium payments by 25%.
- Robust, Multi-Option Preventative Plans: Wagmo’s preventative insurance plans, or “Wellness Plans,” cover a variety of preventative pet care essentials such as routine exams, vaccines, blood work, and more. Wagmo offers customers three different Wellness Plans at three different price points, making preventative care affordable for any customer.

Coverage

Wagmo offers two primary types of pet insurance: 1) a traditional pet insurance plan and 2) a preventative insurance plan called the “Wellness Plan.”

See which treatments are covered by Wagmo’s plans, below:

Pet Insurance Plan -

Wellness Plan - Customers can choose from one of three plans:

Coverage Limitations

Here’s what isn’t covered by Wagmo:

How to File a Claim

Wagmo makes filing a claim easy.

To file, customers can simply upload a photo of their bill onto the Wagmo app.

Once processed, approved reimbursements are sent to customers via Venmo, PayPal, or bank transfer within 24–48 hours.

Getting a Quote

Customers can get a personalized quote in a matter of minutes.

Start by going to the Wagmo site. Once there, click “Get My Quote” on the top right corner of the page to find out your pricing information.

The Bottom Line

If you’re looking for a straightforward approach to pet insurance, Wagmo has everything you need. Featuring easy-to-apply insurance products, online claim filing, direct reimbursement, and stacking discounts; Wagmo customers can keep their pet protected at an affordable rate.