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Read in-depth reviews of our favorite insurance brands of 2023.
Last Updated: January 2025
Available in 49 states, Ethos offers both term life and whole life insurance policies for adults ages 20 to 85. Applicants are never required to take a medical exam; in fact, it only takes about 10 minutes to apply online, with Ethos notifying most applicants of their approval status in seconds.
Read More in Full ReviewAvailable in all 50 states, Ladder is a life insurance agency specializing in flexible term life insurance policies. Policyholders can purchase coverage anywhere from $100,000 to $8 million, with the option to adjust their coverage amount at any time during their term.
Read More in Full ReviewAvailable in all 50 states, Haven Life insurance offers a variety of life insurance policies such as term, disability, and annuities. Adults ages 18 to 64 are eligible to apply for a Haven Life term life insurance policy of up to $3 million in coverage. Applicants can choose between two Haven Life term policies...
Read More in Full ReviewAvailable in 34 states, Wyshbox offers term life insurance with coverage amounts ranging from $50,000 to $2.5 million. Adults aged 18 to 50 are eligible to apply for term life insurance from Wyshbox, but a Wyshbox policy can cover a policyholder until they reach age 65. Applicants can apply for Wyshbox term life insurance completely online; medical exams are never required for any applicant.
Read More in Full ReviewFabric is the new life insurance arm of Gerber, the popular family- and baby-care brand that’s been around for over 50 years. Fabric offers term life insurance policies for most Americans between 20 and 60 years old. Available in 44 states, applicants can request a wide variety of coverage, ranging anywhere from $100,000 to $5 million.
Read More in Full ReviewAvailable in most states, Everyday Life is a life insurance broker that helps applicants find term, whole, and accidental death life insurance policies. Thanks to an easy, completely online application (which may require a medical exam), most applicants can apply for term coverage of $5,000 to $2 million in as little as three minutes.
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