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Available in most states, Everyday Life is a life insurance broker that helps applicants find term, whole, and accidental death life insurance policies. Thanks to an easy, completely online application (which may require a medical exam), most applicants can apply for term coverage of $5,000 to $2 million in as little as three minutes.
We recommend Everyday Life to people who are new to life insurance and might not yet know which policies are right for them. Everyday Life has an easy online application: in just about three minutes, applicants can apply for nine different life insurance policies including term, whole, and accidental death policies. After applying, applicants can see all of the policy details for their approved plans—including pricing information, coverage amounts, and more—making it easy to compare each plan and find the best deal.
| Pros | Cons |
|---|---|
| Speedy application acceptance, with most applicants hearing back in 20 minutes | Some applicants may be required to get a medical exam |
| Nine available policies, accessible from one application | |
| Term, whole, and accidental life insurance policies available |
Everyday Life offers nine different life insurance policies, offered by a variety of life insurance companies. For simplicity’s sake, we’ll divide the policies by category: term, whole, and accidental death.
A term life insurance contract pays a coverage amount to a policyholder’s friends and family (called “beneficiaries”) in the event of the policyholder’s death. If the policyholder dies after the contract’s term ends, the policyholder’s beneficiaries do not receive the coverage amount.
Everyday Life’s partners offer four term life insurance policies:
Unlike term life insurance, whole life insurance lasts for a policyholder’s entire life. As long as policyholders make their premium payments on time, their beneficiaries are likely to receive the coverage amount when the policyholder dies.
Some whole life insurance policies also carry a cash value component, in which portions of a policyholder’s premium payments accrue in a savings account. This money can usually be used any way the policyholder likes, at any time.
Everyday Life’s partners offer four whole life insurance policies:
With accidental death life insurance, a policyholder’s beneficiaries receive a coverage amount if the policyholder dies, is paralyzed, disabled, or otherwise severely injured by a scenario mentioned in the policyholder’s contract.
Accidental death life insurance is typically the least expensive form of life insurance.
Everyday Life’s partners offer one whole life insurance policy:
Everyday Life’s partner policies protect a policyholder’s beneficiaries in the event of their death.
Important policy details—including important details such as exceptions and annulment scenarios—vary by policy. For the most accurate information regarding your policy of choice, see the Everyday Life website.
Everyday Life brokers a variety of policies from trusted life insurance policies, not all of which offer nationwide availability. To see if your desired policy is available in your state, we recommend you get a quote directly from Everyday Life’s website.
Everyday Life is verified by TrustPilot with a rating of 4.4/5 (considered “Excellent”).
Life insurance policies are priced differently for every applicant, as pricing is based on an applicant’s personal details. Pricing may change based on an applicant’s overall health, BMI, nicotine use, salary, birth gender, and other factors.
The following sample pricing is based on a fictional applicant with these features:
$500,000 Coverage (except 55)
| Age | Amount | Policy | Female | Male | Medical Exam? |
|---|---|---|---|---|---|
| 25 | $500,000 | 15-year term | $16.04/mo | $19.00/mo | Yes |
| 35 | $500,000 | 15-year term | $17.73/mo | $20.27/mo | Yes |
| 45 | $500,000 | 15-year term | $33.54/mo | $40.55/mo | Yes |
$1,000,000 Coverage (except 55)
| Age | Amount | Policy | Female | Male | Medical Exam? |
|---|---|---|---|---|---|
| 25 | $1 million | 15-year term | $23.62/mo | $31.03/mo | Yes |
| 35 | $1 million | 15-year term | $28.68/mo | $37.14/mo | Yes |
| 45 | $1 million | 15-year term | $60.72/mo | $75.15/mo | Yes |
For pricing accurate to your personal details, we recommend you get a life insurance quote directly from Everyday Life’s website.
It only takes a few steps to sign up for life insurance with Everyday Life:
Who is Everyday Life Insurance?
Everyday Life is a life insurance broker that partners with a number of trusted life insurance companies including Fidelity Life and Legal & General.
How Do I Apply for a Policy?
Applicants can apply for a life insurance policy on Everyday Life’s website using the site’s easy online application.
We recommend Everyday Life for anyone new to or unfamiliar with life insurance. Everyday Life makes it extremely easy to sign up for one of nine partner policies, all with just one application. Applicants even have multiple policy options, including term, whole, and accidental death life insurance.
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