Find quick overviews and helpful highlights for the eight companies included on our list of top-rated pet insurance providers.
April 4, 2022
At best, the search for the pet insurance provider can feel a bit boring —at worst, the process can be repetitive and frustrating. To help you on your pet insurance journey, we’ve narrowed the list down from every pet insurance provider on the market to our grouping of eight of the top-rated brands.
To make the process even easier for you, we’ve distilled the most important info on each company into bite-sized blurbs. For each company on our list, we’ve included a short synopsis, two of the company’s unique features, and a hyperlink to that company’s website.
Get ready to be a leg up on your pet insurance search, below:
Best for: Additional coverage for alternative therapies
Description: Spot understands that your dog or cat is more of a family member than a pet. Spot can provide coverage for accidents, illnesses, hereditary conditions, behavioral issues, alternative treatments, and chronic conditions. It also offers a preventative care add-on, so customers can save money on necessities like dental cleaning and de-worming.
Best for: Saving each month with stacking discounts
Description: Thanks to free pricing quotes, photo claim filing, and 24–48 hour reimbursements; Wagmo is the king of pet insurance convenience. Customers can apply for two types of pet insurance: traditional and preventative. Traditional pet insurance protects customers against the weighty veterinary bills included with accidents, sicknesses, and medicines. Preventative insurance covers some veterinary bills for services like blood tests, vaccines, and checkups.
Best for: Coverage for some pre-existing conditions.
Description: Pumpkin offers insurance protection for puppies, dogs, kittens, and cats. Traditional coverage protects against accidents and illnesses, while optional preventative packages cover treatments meant to protect against illnesses.
Best for: Affordability, thanks to low monthly premiums.
Description: Lemonade mixes simplicity, affordability, and charitability for a pet insurance plan that gives back. Coverage encapsulates the three pillars of veterinary service: diagnostics, procedures, and medication. With the bonus of an easy-to-use companion app, filing a claim through Lemonade only takes a few minutes.
Best for: Risk-free trial period.
Description: The American Society for the Prevention of Cruelty to Animals® (ASPCA®) is well-known for its care for all animals. Now, pets in happy homes can benefit from ASPCA’s caring hand with ASPCA pet insurance. ASPCA Pet Health Insurance offers medical coverage for dogs and cats of any age. Customers can choose from three plans: Complete CareSM, Accident-only, and Preventative Care (an add-on package).
Best for: Pricing transparency
Description: Eusoh offers pet insurance coverage for dogs, cats, puppies, and kittens. With a focus on the pet owner, Eusoh prides itself on offering fully transparent pricing, low premium costs, and an easy-to-use claims filing process.
Best for: Customizability of coverage
Description: Prudent Pet is a pet insurance plan that’s all about customization and speed. Customers can customize nearly every detail of their pet’s coverage, so you only pay for what you really need. AI-powered claims filing means that your claims are processed with lightning speed.
See Our Entire List
Now that you know everything there is to know about eight of the best pet insurance providers on the market, feel free to head back to our vetted list of top companies: