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Read in-depth reviews of our favorite insurance brands of 2023.
Last Updated: November 2023
Known widely for its role as an animal welfare organization, the American Society for the Prevention of Cruelty to Animals (ASPCA) also offers affordable pet insurance plans to dog and cat owners living in the United States. ASPCA policyholders can see any licensed vet in the United States or Canada and receive up to 90% in veterinary bill reimbursements.Read More in Full Review
Available in all 50 states and D.C., Embrace offers “one size fits all” accident and illness insurance for your pets. Dogs and cats are eligible for all coverage from ages 6 weeks to 14 years. New applicants can apply completely online in just a few minutes, with the option to customize important policy details such as deductibles, annual coverage maximums, and reimbursement rates.Read More in Full Review
Available in 37 states (and Washington D.C.), Lemonade offers extremely affordable pet insurance policies for dog and cat owners. Policyholders can visit any licensed vet in the United States and receive up to $100,000 in annual reimbursements, with reimbursements capped at 90% per bill. To be eligible for coverage, pets must be between the ages of 2 months and 13 years.Read More in Full Review
Pumpkin offers pet insurance policies for dogs, puppies, cats, and kittens for pets ages 8 weeks and older. Applicants residing in any of the 50 states can sign up for multiple types of coverage, including accident protection, illness protection, and preventative care. Every Pumpkin policy offers a reimbursement rate of up to 90%, with coverage limits caps offered at $10k, $20k, or unlimited.Read More in Full Review
One look at the Dodo’s website—with posts like “Duck Follows His Dog Brother Everywhere”—and it’s obvious that the Dodo team loves animals. To take this love a step further, the Dodo recommended Fetch: a comprehensive pet insurance plan for dog and cat owners. With unique coverage inclusions such as breed-specific ailments, chiropractic care, and separation anxiety treatment...Read More in Full Review
The Wagmo team set out to make pet insurance simple. With free price quotes, photo claim filing, and 24–48 hour reimbursement, Wagmo has achieved that goal for its customers. Wagmo offers pet insurance for dogs, cats, puppies, and kittens. Customers can apply for two types of pet insurance: traditional and preventative.Read More in Full Review