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Read in-depth reviews of our favorite insurance brands of 2025.
Last Updated: June 2025
Available in 37 states (and Washington D.C.), Lemonade offers extremely affordable pet insurance policies for dog and cat owners. Policyholders can visit any licensed vet in the United States and receive up to $100,000 in annual reimbursements, with reimbursements capped at 90% per bill. To be eligible for coverage, pets must be between the ages of 2 months and 13 years.
Read More in Full ReviewAvailable in all 50 states and D.C., Embrace offers “one size fits all” accident and illness insurance for your pets. Dogs and cats are eligible for all coverage from ages 6 weeks to 14 years. New applicants can apply completely online in just a few minutes, with the option to customize important policy details such as deductibles, annual coverage maximums, and reimbursement rates.
Read More in Full ReviewPets Best has insured over 750,000 pet owners, providing coverage for accidents, illnesses, and even routine care like vaccinations and checkups.
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