We've compiled a list of the top-rated cat insurance providers on the market. Find the best insurance for your feline friend in no time.
Last Updated: February 2024
What Is Pet Insurance?
The reality is that no matter how great a pet parent you are, accidents happen. And even when they don’t, things won’t always go according to plan. Pet insurance is designed to help cover costs for a wide variety of veterinary care including puppy/kitten vaccines, contagious diseases, broken bones, diabetes, cancers, and more, so that you can spend less time worrying about bills and more time getting your fur-ever friend the care they deserve.
Pet insurance is similar to traditional health care, with coverage for various routine and unexpected medical needs. Insuring your pet can provide a financial safety net against accidents, illnesses, and other situations that can affect our four-legged friends. When accidents or health problems occur and veterinary bills begin to pile up, insurance policies can help owners save up to 90% on eligible payments.
How Does Pet Insurance Work?
Traditional insurance and pet insurance share similar payment structures where policy owners pay a monthly premium for annual coverage and must meet an out-of-pocket deductible before coverage applies. Amounts vary based on a number of factors including company deals, customer needs, annual coverage limits, amount of pets insured, and more.
Here’s an example of how pet insurance can save you big on vet bills: Mr. Fluffy was prowling around the neighborhood and swallowed something not-so-edible. When you notice he’s uncharacteristically missed both dinner and breakfast, and didn’t even get up to hiss at visitors, you decide it’s worth a trip to the vet. With a little bit of medicine and care, Mr. Fluffy is back to his lively, (and obnoxiously hungry), self. The bill comes in a couple days later totalling $1,200–but no worry! You’re prepared for accidents and unexpected vet visits thanks to your excellent insurance policy. And, since you already met your out-of-pocket deductible on Fluffy’s routine vaccines, you simply submit a claim and watch your bill reduce by 90% for a total of just $120.
What Coverage Does My Pet Need?
The type of coverage your pet needs will vary based on their age, breed, and individual health needs. Here are some ideas that will help you get a better idea of how you can customize your insurance policy:
Compare Top Insurers
Vet bills can be surprisingly expensive to new and seasoned owners alike. Care depends on many things, including your four-legged friend's unique personality, evolving health needs, and unpredictable life events. Securing an insurance policy is an excellent way to get a fix on your annual expenses, and potentially save thousands of dollars per year. Compare trustworthy and highly rated insurance providers. Balance coverage options with any ongoing promotions to determine where you can get the best care without overspending.
View our list of paw-some insurers above and choose a policy with confidence.
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